As the year 2023 draws to a close, the Fincerta team extends heartfelt appreciation to our valued clients and business partners for a year of fruitful collaboration. Your trust and partnership have been instrumental in our success.
Wishing you all a Merry Christmas and a Happy New Year filled with joy, good health, and prosperity!
While inflation has been dropping quickly throughout the current year (but remains at elevated levels), we believe we have likely reached peak interest rates in the US, the Eurozone and Switzerland. However, the impact of tighter monetary policies will unfold over time, exerting pressure on companies’ profitability and debt servicing capabilities.
As we turn the page to 2024, we anticipate a surge in complex refinancing or even restructuring cases, demanding early specialist involvement. At Fincerta, we stand ready to lend our expertise, meticulously analysing each debt situation individually.
We are excited to embark on the journey into 2024 and beyond, and we remain committed to providing unparalleled support in the realm of complex debt financings. Your success remains our priority!

